Frequently Asked Questions Q. Is this a cash advance? A. Our loan service is similar to the more common cash advance services that charge a fee for the use of funds provided to a customer until their next payday. However, our agreement with you is a Loan Agreement. Q. How much can I get? A. All customer loan limits will be based on amount of direct deposited income. The more income a customer can provide for our records, the higher the lending amount up to $1500.00. As a guideline, a new customer can borrow up to 50% of their net income per pay period. Once a brief lending history has been established with us, a customer's lending limit will be increased to 75% of their net income per pay period. Q. What if I'm on a fixed income? A. At MyCashCompany.com, we welcome all Social Security, Disability or Pension recipients to apply. You will not be disapproved simply because of your fixed income status. We know that EVERYONE needs help occasionally. Q. Can I get the loan if my credit is not perfect? A. Yes! Perfect credit is NOT required! All applicants will be given the same consideration. It is our business to help. Our Application Center will work with you to approve your loan request and establish a loan amount that is right for you! Q. What is the term of my loan? A. This is a payday loan. Loans terms will vary between 8 to 31 days depending on your next pay date. Q. Can I get an extension on my loan? A. Yes!